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GlobeHopper Senior Multi Trip-Benefits
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Period of Coverage
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12 months with a maximum of 30 days per trip
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Area of Coverage
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Outside the United States
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Maximum Limit per Period of Coverage Ages 65-79
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$1,000,000
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Maximum Limit per Period of Coverage Age: 80+
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$100,000
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Deductible
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$250 per Illness/Injury
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Coinsurance
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No Coinsurance
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Sudden & Unexpected Recurrence of Pre-existing Condition
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Eligible medical expenses: $5,000 maximum limit. Emergency Medical Evacuation: $25,000 maximum limit
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Hospital Room & Board
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Average semi-private room rate
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Intensive Care Unit
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URC
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Surgery
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URC
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Physician Visits
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URC
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Diagnostic Procedures
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URC
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Prescription Medication
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URC
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Home Nursing Care
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URC
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Durable Medical Equipment
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URC
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Continuation of Treatment Period
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$5,000 maximum limit before earlier of a)30 day per injury or illness or b)upon return to home country
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Emergency Medical Evacuation
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$250,000 lifetime maximum
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Emergency Reunion
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$50,000 lifetime maximum
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Non-Emergency Medical Evacuation
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N/A (only offered under Evacuation Plus rider)
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Return of Mortal Remains
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$50,000 lifetime maximum
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Local Burial/ Cremation
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$5,000 lifetime maximum
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Political Evacuation
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$50,000 lifetime maximum
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Inter-facility Transportation
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$2,500 lifetime maximum
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Natural Disaster
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$100 per day for five days, $5,000 lifetime maximum for evacuations
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Terrorism
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$50,000 lifetime maximum. Not subject to deductible
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Accidental Death & Dismemberment
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$25,000 principal sum
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Common Carrier Accidental Death
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$100,000 per adult/ $250,000 per family lifetime maximum
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Trip Interruption
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$5,000
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Lost Luggage
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$50 maximum per item of personal property, $250 overall maximum
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Hospital Indemnity
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$250 per night, 5 overnights per trip maximum
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Identity Theft
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$500
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Felonious Battery
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$10,000 lifetime maximum
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Local Ambulance Expense
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URC
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Emergency Room- Due to Accident or Illness with In-patient Admission
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URC
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Emergency Room- without In-patient Admission
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URC. Subject to additional $250 deductible
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Dental Emergency- Treatment due to Accident
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URC
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Dental Emergency- Treatment of Unexpected Pain to Natural Teeth
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$100
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