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Diplomat America Benefits
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Medical Maximum Limit
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$50,000, $100,000 $250,000, $500,000, $1,000,000
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Deductible Choices
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$0, $50, $100, $250, $500, $1,000, $2,500 $5,000 per person/ policy period
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Co-Insurance
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After you pay your selected deductible this plan will pay 80% of eligible costs, then 100% to the Medical Maximum. There will be an additional $250 deductible for each emergency room visit as a result of an illness. The emergency room deductible will be waived if hospital admittance is within 12 hours of the accident.
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Pre-Existing Condition Exclusion
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24 months prior to the start date of coverage
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Emergency Medical Evacuation and Repatriation
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$100,000
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Political and Natural Disaster Evacuation
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$50,000; ($100,000 available with the purchase of the Enhanced Political and Natural Disaster Evacuation Rider)
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Return of Mortal Remains
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$50,000
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Emergency Medical Reunion
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$50,000
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Return of Minor Child
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$50,000
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Interruption of Trip
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$5,000
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Loss of Baggage
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$50 per article; up to a maximum of $250
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Emergency Dental Treatment (palliative)
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$100
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Accidental Death and Dismemberment
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$25,000 (Enhanced Benefit Amounts available) with paralysis, coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits
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Optional Policy Enhancements
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Home Country Coverage/ Athletic & Hazardous Activity Riders
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