Patriot America Plus Group Benefits

Maximum Limits

$10,000, $50,000, $100,000, $500,000

Individual Deductible

$0, $100, $250, $500, $1,000, $2,500

Coinsurance- for treatment received outside of the US

No Coinsurance

Coinsurance- for treatment received within the US

In the PPO Network: the plan pays 100%

Out of the PPO Network: the plan pays 80% of eligible medical expenses up to $5,000, then 100%

Continuation of Treatment Period

Earlier of 6 months per injury or illness or upon return to Home Country


24 hour secure access from anywhere in the world to manage your account at anytime

Hospital Room & Board

URC average semi-private room rate

Intensive Care Unit


Eligible Medical Expenses


Acute Onset of the Pre-existing Condition prior to age 70- Medical Expenses


Local Ambulance


Prescription Medication


Emergency Room Accident


Emergency Room Illness with In-patient Admission


Emergency Room Illness without In-patient admission

URC with additional $250 deductible

Dental- Treatment related to an Accident


Dental- Emergency

$300 maximum

Hospital Daily Indemnity

$100 per overnight, up to a maximum of 10 overnights


$50,000 lifetime maximum

Recreational Sports & Activities

URC for non-organized, non-contact, and non-collision activities

Emergency Medical Evacuation

$1,000,000 lifetime maximum (independent of the Maximum Limit)

Acute Onset of Pre-existing Condition prior to age 70- Emergency Medical Evacuation

$25,000 lifetime maximum

Emergency Reunion

$50,000 lifetime maximum

Return of Mortal Remains or Cremation/Burial

$50,000 for Return of Mortal Remains or $5,000 for Cremation/Burial

Return of Minor Children

$50,000 lifetime maximum

Political Evacuation

$10,000 Lifetime maximum

Incidental Trips

Up to a cumulative two weeks

End of Trip Home Country Coverage

One month for every six months of continuous coverage, up to two months maximum

Trip Interruption

$5,000 Maximum

Common Carrier Accidental Death

$50,000 to beneficiary; ,maximum of $250,000 per family

Accidental Death & Dismemberment

$25,000 principal sum

Lost Luggage

$50 per item; maximum of $250

Natural Disaster

$250 per day for 5 days maximum

Identity Theft

$500 Maximum

Adventure Sports Rider- optional

Age: 0-49: $50,000

Age 50-59: $30,000

Age 60-64: $15,000

Enhanced AD&D Rider-optional

Up to an additional $400,000

Citizenship Return Rider-optional

Up to the Maximum Limit

Evacuation Plus Rider-optional

Non-Life-threatening Medical Evacuation: Up to a maximum of $25,000. Natural Disaster Evacuation: Up to a maximum of $5,000

Personal Liability


*Terms and Conditions of the contract do apply